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Uninsured motorist clause. An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Uninsured motorist coverage and underinsured motorist coverage pay for your medical bills and other damages if another driver hits you and they don’t have any or enough bodily injury liability ...
Uninsured/Underinsured motorist coverage (UM/UIM): ... $300,000 uninsured motorist bodily injury per accident. $500 collision deductible. $500 comprehensive deductible.
Uninsured motorist coverage and underinsured motorist coverage: These coverage types could be a lifeline if you’re involved in an accident with a driver who either lacks insurance or has ...
Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party.
Uninsured motorist coverage is often lumped with underinsured motorist coverage, but they are two different types of coverage. While uninsured motorist coverage is for accidents where the at-fault ...
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