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  2. How long should I keep mortgage statements and documents? - AOL

    www.aol.com/finance/long-keep-mortgage...

    The promissory note ( or mortgage note) is the legal contract you sign with your lender, in which you promise to repay the debt you took on with interest and agree the home is collateral for the debt.

  3. Mortgage note: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-note-does-211132255...

    A mortgage note is one of many closing documents a borrower signs when closing on a home loan. In simplest terms, it represents the mortgage for a given borrower. In technical terms, a mortgage ...

  4. What is debt management? - AOL

    www.aol.com/finance/debt-management-202149646.html

    A debt management plan can help lay the groundwork for paying down debt and save you money in the long run. Whether you decide to work alone or with the help of an external service, what’s ...

  5. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan origination is a specialized version of new account opening for financial services organizations. Certain people and organizations specialize in loan origination. Mortgage brokers and other mortgage originator companies serve as a prominent example. There are many different types of loans.

  6. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    Debt management plan (DMP) is an agreement between a debtor and a creditor that addresses the terms of an outstanding debt. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to

  7. Mortgage note - Wikipedia

    en.wikipedia.org/wiki/Mortgage_note

    Mortgage note buyers are companies or investors with the capital to purchase a mortgage note. If someone is holding a private mortgage, these investors will give cash and take over receiving the monthly payments that were being paid to the previous owner. A mortgage note for these investors are home loans or mortgages that are secured by real ...

  8. Debt management plans: What you need to know - AOL

    www.aol.com/finance/debt-management-plans-know...

    A debt management plan has less impact on your credit than a bankruptcy or debt settlement if you pay off the original balance. Cons Typically, DMPs cover only unsecured debt such as credit cards ...

  9. Negative amortization - Wikipedia

    en.wikipedia.org/wiki/Negative_amortization

    A 10-year interest only mortgage product, recasting to a 20-year amortization schedule (after ten years of interest-only payments) could see a payment increase of up to $600 on a balance of 330K. Negative amortization mortgage: no payment jump either until 5 years OR the balance grows 15% (depending on the product) higher than the original amount.

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