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  2. 5 retirement savings changes coming in 2024 - AOL

    www.aol.com/5-retirement-savings-changes-coming...

    “Effective in 2024, high-wage earners over age 50 will be required to use the Roth option for catch-up contributions to their employer plan,” said Valadez, who noted that the high-wage income ...

  3. 5 Things To Do To Catch Up on Your Retirement Savings Fast - AOL

    www.aol.com/5-things-catch-retirement-savings...

    That amount rises to $76,500 with catch-up contributions. Utilize Catch-Up Contributions. Another way to take advantage of contribution options is to utilize catch-up contributions allowed by the IRS.

  4. SECURE 2.0 Act - Wikipedia

    en.wikipedia.org/wiki/SECURE_2.0_Act

    Richard Neal, the U.S. representative for Massachusetts's 1st congressional district and chairman of the House Ways and Means Committee, introduced the SECURE 2.0 Act as H.R.2954 on May 4, 2021. It passed the House Ways and Means Committee on May 5, 2021, and passed the full House on March 29, 2022.

  5. Thrift Savings Plan - Wikipedia

    en.wikipedia.org/wiki/Thrift_Savings_Plan

    Additional matching contributions are made dollar-per-dollar up to 3% of base pay (e.g. an employee contributing 3% will have 1% automatically contributed plus 3% matched, for a total of 4%), then at $0.50/$1 for each additional dollar up to 5% of base pay; neither amounts above 5% nor "catch-up" contributions are matched, regardless of an ...

  6. Federal Retirement Thrift Investment Board - Wikipedia

    en.wikipedia.org/wiki/Federal_Retirement_Thrift...

    The Thrift Savings Plan is a tax-deferred defined contribution plan similar to a private sector 401(k) plan. The Thrift Savings Plan is one of the three parts of the Federal Employees Retirement System, and is the largest defined contribution plan in the world. As of August 2021, the board manages $794.7 billion in assets on behalf of 6.4 ...

  7. Worried You're Behind on Retirement Savings? 3 Steps to Catch ...

    www.aol.com/worried-youre-behind-retirement...

    August 31, 2024 at 4:18 AM The average retirement savings balance among 55- to 64-year-olds was about $538,000 as of 2022, according to the Federal Reserve. But the median balance among that age ...

  8. The IRS has announced 3 key changes to 401(k)s for 2025 ... - AOL

    www.aol.com/finance/irs-announced-3-key-changes...

    The law ushered in a new rule that provides extra catch-up contributions for employees aged 60 to 63. Those older workers can make additional 401(k) contributions of $11,250 in 2025 instead for a ...

  9. Suze Orman warned a $2 million nest egg is ‘chump change ...

    www.aol.com/finance/suze-orman-warned-2-million...

    With 4.1 million Americans reaching the retirement age in 2024 alone, very few will find themselves financially prepared to retire by one financial expert’s count.