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Blank endorsement of a financial instrument, such as a cheque, is only a signature, not indicating the payee.The effect of this is that it is payable only to the bearer – legally, it transforms an order instrument ("pay to the order of (the payee)") into a bearer instrument ("pay to the bearer").
According to section 4 of India's Negotiable Instruments Act, 1881, "a Promissory Note is a writing (not being a bank note or currency note), containing an unconditional undertaking, signed by the maker to pay a certain sum of money only to or to the order of a certain person or the bearer of the instrument". [14]
Commercial paper, in the global financial market, is an unsecured promissory note with a fixed maturity of usually less than 270 days. In layperson terms, it is like an "IOU" but can be bought and sold because its buyers and sellers have some degree of confidence that it can be successfully redeemed later for cash, based on their assessment of the creditworthiness of the issuing company.
ANSI INCITS 21-1967 (R2002), Rectangular Holes in Twelve-Row Punched Cards (formerly ANSI X3.21-1967 (R1997)) Specifies the size and location of rectangular holes in twelve-row 3 + 1 ⁄ 4-inch-wide (83 mm) punched cards. ANSI X3.11-1990 American National Standard Specifications for General Purpose Paper Cards for Information Processing
It has 1 ⁄ 2 in (12.7 mm) spacing between ruling lines, with a single margin drawn down the center of the page. Wide ruled (or legal ruled) paper has 11 ⁄ 32 in (8.7 mm) spacing between horizontal lines, with a vertical margin drawn about 1 + 1 ⁄ 4 inches (32 mm) from the left-hand edge of the page. It is commonly used by American ...
(The hole thus punched for a discbound loose leaf system is called “香菇孔” (“mushroom hole”) by KW·TriO.) A loose leaf system typically contains specially designed hole punches that can be used to punch holes on any common, standard-size paper so that they can be arranged into the loose leaf system. These hole punches are sold by ...