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In retirement, past sources of income may not be available. And investment portfolios must be relied on to help satisfy life's expenses. But don't forget about growth.
Key Points. Retirement strategies can become increasingly complex once the $1 million threshold is reached. Wealthier portfolios with prudent diversification require a greater amount of active ...
Next up is the Residential REIT ETF (AMEX: HAUS) -- an active pure play on U.S. residential real estate. With an expense ratio of 0.6% and a yield of 2.76%, the ETF recently paid a dividend of 13 ...
For example: Healthy and growing ... If the dividends are in a pre-retirement portfolio, ... 0.03%, you'll pay about $3 for the year on an investment of $10,000. If it's 0.46%, you'll pay $46. In ...
Retirees may also have assets saved in retirement accounts such as a 401(k) or IRA, or in taxable investment accounts. Home equity is another often overlooked but flexible option for retirees.
Many retirees follow a 4% withdrawal rule. Essentially, they withdraw 4% of their portfolio each year to cover expenses and hope that the portfolio appreciates by more than 4% in the same year.
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