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  2. Primary Insurance Amount - Wikipedia

    en.wikipedia.org/wiki/Primary_Insurance_Amount

    [2] [3] For the purposes of the United States Social Security Administration, PIA is used as the beginning point in calculating the annuity payment of benefits that is provided to an eligible recipient each month during retirement until the recipient's death. Generally, the more a person pays in FICA taxes during their life, the higher their ...

  3. Retirement Insurance Benefits - Wikipedia

    en.wikipedia.org/wiki/Retirement_Insurance_Benefits

    For each month that the benefit is claimed before the month in which the person attains Full Retirement Age, the benefit is reduced by a certain amount of the PIA. For the first 36 months, the benefit is reduced by 5/9 of 1% of the PIA; for additional months it is reduced by 5/12 of 1%.

  4. Windfall Elimination Provision - Wikipedia

    en.wikipedia.org/wiki/Windfall_Elimination_Provision

    1. Calculate the Average Indexed Monthly Earnings (AIME). 2. Choose the percentage of the first bend-point to be the higher of the percentage based on the eligibility year or the percentage based on the YOCs acquired. 3. Calculate the PIA based on this, rounding down to the nearest dime. 4.

  5. What Are NSF Fees and How Can You Avoid Them? - AOL

    www.aol.com/nsf-fees-avoid-them-181752677.html

    Learn how NSF fees work and the steps you can take to avoid them so you can keep that money in your pocket. ... This is the type of scenario in which a bank might charge an NSF fee: You write a ...

  6. How To Cash in Savings Bonds: Simple Step-by-Step Guide - AOL

    www.aol.com/finance/cash-savings-bonds-simple...

    To calculate the value of your savings bonds, visit the TreasuryDirect website. Enter the type of bond, denomination, serial number and issue date for the bond you want to check.

  7. Average Indexed Monthly Earnings - Wikipedia

    en.wikipedia.org/wiki/Average_Indexed_Monthly...

    This series gross up earlier years wages so that all years earnings up to age 60 are put on equal footing. Because it takes more than one year to fully collect such data, and because some people have January birthdays, the age 62 calculation done in 2006 must be based on the most recent data which is the 2004 national average wage. By law, all ...

  8. Survey: Almost half of loan applicants have been denied over ...

    www.aol.com/finance/survey-almost-half-loan...

    Lower-income applicants (those making under $40,000 a year) were also more likely to be denied (at 59 percent), compared with 43 percent for both those making between $40,000 and $79,999 and 43 ...

  9. Compensation and benefits - Wikipedia

    en.wikipedia.org/wiki/Compensation_and_benefits

    Total direct pay refers to total cash compensation plus equity compensation. Benefits are excluded from this aggregate. Total direct pay includes all the elements that may be negotiated by a job candidate, especially for senior executive positions where annual and long-term incentives are more substantial.