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Here are seven of the best credit repair companies:-Lexington Law-Credit Saint-The Credit Pros-Sky Blue Credit-Credit Versio-CreditRepair.com-The Credit People.
When researching credit repair companies, carefully weigh these factors to potentially avoid credit repair scams or costly mistakes. Doing so also helps you select the best service for your situation.
Credit counseling is offered by nonprofit credit counseling agencies, often free of charge, and by for-profit companies. Any fee charged by a nonprofit agency will likely be less than you would ...
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The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]
In the United States, like the other major credit reporting bureaus, Experian is chiefly regulated by the Fair Credit Reporting Act (FCRA). The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period.
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