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He launched it in 2011 in response to the lack to dental coverage provided in the Affordable Care Act. [5] [6] Other companies were forced to follow suit on creating a free dental plan after HealthSouk started to disrupt the dental discount plan subscription model. [7] [8] [9]
A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention.In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
PEO insurance plans are generally ACA-compliant as long as they meet the minimum essential coverage requirements outlined by the Affordable Care Act. PEOs typically ensure that health insurance ...
Medical credit cards can help you finance expensive medical procedures, but they often come with high interest rates and unnecessary fees. Unlike traditional cards with 0 percent interest ...
If the Affordable Care Act were repealed, the national uninsured rate would rise, a trend that would hit hardest in those states that had more uninsured before the law. Where Your State Stands. Between December 2013 and December 2016, the national uninsured rate fell from 17.3 percent to 10.8 percent.