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2. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

3. 10 alternatives to personal loans and who they’re for - AOL

   www.aol.com/finance/alternatives-personal-loans...

   Peer-to-peer (P2P) lending. ... Lenders limit how much equity you can borrow and you’ll need at least a fair or good credit score to qualify. ... Rates may be better than personal loans for fair ...

4. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Charge-off rates by credit score category ranged from 11.57% of money lent to borrowers with a credit score of 760 or higher to 44.30% of money lent to borrowers with a credit score below 600. Eric's Credit Community reported generally consistent delinquency results, with a 24-month delinquency rate by credit grade for loans originated after ...

5. Red flags of peer-to-peer lending - AOL

   www.aol.com/finance/red-flags-peer-peer-lending...

   P2P loans can offer lower interest rates for borrowers with good credit and high returns for investors. Peer-to-peer (P2P) lending emerged in the early 2000s as an alternative option, letting ...

6. How Peer-to-Peer Lending Works - AOL

   www.aol.com/finance/peer-peer-lending-works...

   Peer-to-peer (P2P) lending marketplaces such as LendingClub and Prosper make it easy for individuals to access loans without relying on a third-party financial institution.

7. Peerform - Wikipedia

   en.wikipedia.org/wiki/Peerform

   Peerform is a peer-to-peer lending company based in New York City, which matches prime and near-prime qualified borrowers in the United States to accredited high net worth and institutional investors on its online platform. [1] Its algorithm to determine loan eligibility focuses on a variety of factors including but not limited to FICO scores. [2]