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2. Top Credit Card Payment Apps for Entrepreneurs - AOL

   www.aol.com/top-credit-card-payment-apps...

   Although the application itself is usually free, you will pay per-transaction rates, and some credit card processors charge monthly fees. Essentially, businesses incur the same line-item expenses ...

3. Can a business charge for using a credit card? - AOL

   www.aol.com/finance/business-charge-using-credit...

   Credit card surcharges are applied when you use your credit card to make a payment. In states where surcharges are legal, they must be clearly displayed at the point of sale and on your receipt.

4. Lower Mastercard and Visa Swipe Fees Are Coming - AOL

   www.aol.com/finance/lower-mastercard-visa-swipe...

   The case has been in the courts since 2005, and it may soon give a bit of relief to credit card customers. Here’s a look at the fees in question, how they have changed and what that means to ...

5. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   A part of the settlement that allows merchants to charge fees to customers paying via credit card in order to recoup swipe fees took effect on January 27, 2013. Debit cards and transactions in the ten states that prohibit credit-card surcharges will not be affected.

6. Payment gateway - Wikipedia

   en.wikipedia.org/wiki/Payment_gateway

   The acquiring bank makes the batch settlement request of the credit card issuer. The credit card issuer makes a settlement payment to the acquiring bank (the next day in most cases). The acquiring bank subsequently deposits the total of the approved funds into the merchant's nominated account (the same day or next day). This could be an account ...

7. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   To help streamline and centralize the multiple types of currency, the U.S. Congress passed the Federal Reserve Act in 1913. [5] The first payment card was created in 1950 by Ralph Schneider and Frank McNamara to allow members to use charge cards at their Diners’ Club, and consumers were required to pay their bill in full each month.