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2. No-penalty CD vs. savings account: Which is the best choice ...

   www.aol.com/finance/no-penalty-cd-vs-savings...

   No-penalty CDs vs. savings account: How to choose For many people — including retirees and those on fixed incomes — combining a no-penalty CD and a savings account can offer the best of both ...

3. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Flexible term lengths. CD terms can range from three ... you can invest your retirement savings in a CD account while enjoying the tax benefits and potential higher returns associated with a ...

4. Should You Have CDs in Your Retirement Portfolio?

   www.aol.com/cds-retirement-portfolio-130011726.html

   And you can't lose money in a CD the way you might lose cash in the stock market -- open a CD with an FDIC-insured bank, and up to $250,000 of your cash ($500,000 for joint accounts) is protected ...

5. The Surprising Benefit of Putting Money Into a CD - AOL

   www.aol.com/surprising-benefit-putting-money-cd...

   For one thing, CDs commonly offer higher interest rates than savings accounts. With a CD, you're committing to a specific term, whether it's six months, 12 months, or longer. That's something you ...

6. Opening a CD for Your Retirement? You Might Regret That - AOL

   www.aol.com/opening-cd-retirement-might-regret...

   These days, a lot of people are putting money into CDs to benefit from today's great rates. But if you open a CD to save for retirement, you might sorely regret that decision. Why some people like ...

7. I'm a personal finance expert: Here's why you need to invest ...

   www.aol.com/finance/heres-why-you-need-to-invest...

   Choose your CD term. Select a timeline matching your financial goals. A 3-month CD works well for short-term savings like a down payment, while a 2-year CD maximizes your rate for longer-term growth.