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  2. Split-level home - Wikipedia

    en.wikipedia.org/wiki/Split-level_home

    The split entry has two short sets of stairs (usually five or six steps per stairway) and is a one level improvement with a basement. The entry is "between" the floors. Per FNMA/FHLMC regulations the lower level is defined as a basement even if finished. Usually the basement level is "walk out".

  3. 5 Things To Consider Before Starting A Basement Remodel ... - AOL

    www.aol.com/5-things-consider-starting-basement...

    Related: 14 Finished Basement Ideas That Are Anything But Dark Combat Humidity Whether for personal comfort or avoiding mold , it’s important to have humidity control.

  4. Uniform Residential Appraisal Report - Wikipedia

    en.wikipedia.org/wiki/Uniform_Residential...

    The most current incarnation of the URAR is the Fannie Mae Form 1004 [1] updated for March 2005. It is considered a full appraisal with all three approaches to value, cost approach, sales comparison approach, and income approach. [2]

  5. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    Fannie Mae created a liquid secondary mortgage market and thereby made it possible for banks and other loan originators to issue more housing loans, primarily by buying Federal Housing Administration (FHA) insured mortgages. [11] For the first thirty years following its inception, Fannie Mae held a monopoly over the secondary mortgage market. [10]

  6. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    This is because both Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market, making the demand for a non-conforming loan much less. By virtue of the laws of supply and demand, then, it is harder for lenders to sell the loans, thus it would cost more to the consumers (typically 1/4 to 1/2 of a percent.)

  7. Sydney Sweeney Goes Pantsless for Rare Date Night with Fiancé

    www.aol.com/lifestyle/sydney-sweeney-goes-pants...

    Sweeney made the designer bag the centerpiece of her outfit, however, by committing to the maximalist bag charm trend.She decorated the $2,750 Miu Miu design with blue and pink lanyards, strings ...

  8. Non-conforming mortgage - Wikipedia

    en.wikipedia.org/wiki/Non-conforming_mortgage

    A non-conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation (Fannie Mae and Freddie Mac). Mortgages which are non-conforming because they have a dollar amount over the ...

  9. Drunken Zambian policeman freed 13 suspects to celebrate New Year

    www.aol.com/drunken-officer-freed-suspects...

    A drunken police officer in Zambia freed 13 suspects from custody so that they could go and celebrate the new year, officials say. Detective inspector Titus Phiri was arrested after releasing the ...

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