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  2. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Types of cash value life insurance. Choosing a cash value life insurance policy means deciding on coverage that is designed to last a lifetime while also allowing you to build savings within the ...

  3. Is Borrowing Cash from Life Insurance a Good Idea? - AOL

    www.aol.com/borrowing-cash-life-insurance-good...

    So, if your policy is for $50,000 but you only have $5,000 in cash value, that’s what you can borrow. Even then, some insurance companies might limit it so you won’t be able to do the full $5,000.

  4. Extreme weather: Using cash value to cover home repairs - AOL

    www.aol.com/finance/extreme-weather-using-cash...

    While term life insurance provides coverage for a set period, typically 10 to 30 years, permanent life insurance (like whole, universal or variable life) can last a lifetime and includes a cash ...

  5. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  6. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  7. When and How to Cash Out Life Insurance - AOL

    www.aol.com/finance/cash-life-insurance...

    Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also accumulate cash value that you can tap into during your lifetime. There are ...

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