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If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...
Credit inquiries affect your credit score for one year or less (potentially even only a few months) and remain visible on your credit report for 24 months. If you already have a few of these ...
Refinancing savings vary based on many factors, including the refinancing you choose, your new interest rate, your new loan amount, your credit score and history (and that of your cosigner, if you ...
The credit score you need to refinance depends on the mortgage lender you work with, your individual situation and often the type of refinance you choose (for example, cash-out versus rate-and-term).
While paying your bills on time and maintaining a low balance are well-known ways to help you maintain your credit score, it's less clear how refinancing your mortgage or loan affects your score ...
The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses You can do a cash-out refinance to tap your home’s equity for ready money.
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