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2. Bankrate’s 2024 Credit Card Debt Report - AOL

   www.aol.com/finance/bankrate-2024-credit-card...

   Key insights from Bankrate's 2024 Emergency Savings Report. 36% of U.S. adults have more credit card debt than emergency savings. 36% of U.S. adults are prioritizing both debt repayment and ...

3. Credit cards are charging more 'excess' interest than ever ...

   www.aol.com/news/credit-cards-charging-more...

   Credit card companies are hiking rates to record highs to pad their profits, according to a new Consumer Financial Protection Bureau report. ... 2024 at 2:26 PM.

4. Credit card interest rates could go down in 2024: What you ...

   www.aol.com/credit-card-interest-rates-could...

   A record $1.13 trillion in debt ended up on credit card balances during the fourth quarter of 2023, according to the latest report on household debt from the Federal Reserve Bank of New York ...

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

7. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The FTC tracks various scams and reports on other sites that provide fake credit reports or charge fees for their services. [44] Instances of illegal behaviors by credit report services have been settled in court such as that of Experian Consumer Direct that was charged with deceptively signing people up for credit report monitoring services ...