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Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.
Getting a tax refund advance or a refund anticipation loan through a tax preparation service might seem like a quick and easy way to get funds, but as experts warn, these types of loans come with ...
Refund advance loans spread to Canada through Liberty Tax Service and in time this company also moved into the United States market offering the same service. The proliferation of this tax loan practice coincided with the introduction of electronic filing by the IRS. Previous to this time refunds would take on average two to three months to ...
TIGTA’s review of tax providers offering early refund products found that one provider charged almost 36% on refund anticipation loans issued from November 1, 2023, to December 31, 2023, with a ...
Some tax preparers offer 0% interest refund loans, but they do charge fees for preparing your taxes. Consider all costs before agreeing to a loan. Know what factors can affect the anticipated ...
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