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International students may qualify for a private student loan if an eligible citizen or resident co-signs the loan. Age: You must reach the age of legal adulthood — 18 in most states — before ...
The best private student loan for you depends on your priorities — whether that’s the lowest interest rate possible, flexible repayment terms or unique perks that will help you with repayment.
Federal loans. Private loans. Type of interest rates. Fixed rates only. Variable or fixed interest rates. Loan amounts. Up to $57,500 aggregate for undergraduates, up to the full cost of ...
A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...
Federal student loans are usually best, but you may still need private loans.
In contrast to federal student loans, private student loan interest rates rely on your credit score, as does approval. The process for applying, however, is fairly simple comparatively.
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