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2. Net premium valuation - Wikipedia

   en.wikipedia.org/wiki/Net_premium_valuation

   The key with a net premium valuation is that the premiums being valued are theoretical measures - they make no reference to the actual premiums being charged by the insurer. This technique is a well-established actuarial valuation method, that became popular because of its simplicity, consistency, and ease of calculation.

3. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

4. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   How does cash value life insurance work? Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last ...

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Permanent life insurance policies have cash value components, where some of your premium is set aside and grows over time. Life insurance companies calculate rates based on the mortality risk of ...

7. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.