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2. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate , the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property .

3. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   Loan-to-value ratio requirements by loan type. There are many types of mortgages, and their specific loan-to-value ratio requirements vary. Some mortgages allow a far higher loan-to-value ratio ...

4. Common reasons why mortgage applications get denied - AOL

   www.aol.com/finance/why-mortgage-application...

   3. The loan-to-value (LTV) ratio is too high. Lenders also look at how much of a mortgage you want vis-à-vis the value of the home you’re buying — something called the loan-to-value (LTV) ratio.

5. Hard money loan - Wikipedia

   en.wikipedia.org/wiki/Hard_money_loan

   The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

6. Conforming loans: What they are and how they work - AOL

   www.aol.com/finance/conforming-loans-203505330.html

   Loan-to-value (LTV) ratio – As high as 97 percent, depending on the mortgage and the borrower. ... The average cost of PMI is 0.46 percent to 1.5 percent of the loan amount per month, ...

7. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   This amount is divided by the debt that the borrower wants to pay off plus other disbursements (i.e. cash-out, 1st mortgage, 2nd mortgage, etc.) and the appraised value (if a refinance) or purchase price (if a purchase) {which ever amount is lower} and converted into yet another ratio called the Loan to value (LTV) ratio. This ratio determines ...

8. What Is LTV and Why Does it Matter? - AOL

   www.aol.com/news/ltv-why-does-matter-170914340.html

   The loan-to-value ratio, also called LTV for short, is a factor lenders use to help determine the risk of a loan. LTV is an indicator of how much you're borrowing relative to the value of the asset.

9. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   For loans made against properties that the borrower already owns, the loan to value ratio will be imputed against the estimated value of the property. The loan to value ratio is considered an important indicator of the riskiness of a mortgage loan: the higher the LTV, the higher the risk that the value of the property (in case of foreclosure ...