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  2. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    The monthly payment amount is determined by the amount of the initial payment (the ‘deposit’), which can be negotiated with the financing company, and the final balloon payment, which is set by the financing company. The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [6]

  3. GAP insurance - Wikipedia

    en.wikipedia.org/wiki/GAP_insurance

    Guaranteed Asset Protection (GAP) insurance (also known as GAPS) was established in the North American financial industry. GAP insurance protects the borrower if the car is written off or totalled by paying the remaining difference between the actual cash value of a vehicle and the balance still owed on the financing. [ 1 ]

  4. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    Guarantor loans are sometimes seen as alternatives to payday loans and associated with the sub-prime finance industry. This is due to them being aimed at people with a less than perfect credit score. This may be because of previously missed debt re-payments. [citation needed] However, this is only one

  5. 6 smart money moves to make before and after Fed rate cuts ...

    www.aol.com/finance/financial-steps-fed-rate-cut...

    This includes my five-year car loan, which currently sits at a balance of $25,000 and 6.00% annual percentage rate. Even a small rate drop of 0.50% can save me over $300.

  6. Can you get no-credit-check business loans? - AOL

    www.aol.com/finance/no-credit-check-business...

    No-credit-check equipment financing may be difficult to find. But some lenders like Taycor Financial accept credit scores as low as 550 with no revenue requirement for loans under $250,000.

  7. Savings interest rates today: Best accounts still paying out ...

    www.aol.com/finance/savings-interest-rates-today...

    The best savings accounts require no minimum deposit or balance to earn interest, though you might be required to open with a minimum deposit or maintain a specific monthly balance to avoid ...

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