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2. Individually purchased health insurance - Wikipedia

   en.wikipedia.org/wiki/Individually_purchased...

   [2] [4] Individual policyholders are also more likely to report being in excellent health than are people covered by employer-sponsored health insurance, which may be a contributing factor. [11] Premiums in the individual market rose less rapidly over the period 2002-2005 than did out-of-pocket premiums in the employer-sponsored market (17.8% ...

3. Health insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_in_the...

   In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do ...

4. Affordable Care Act - Wikipedia

   en.wikipedia.org/wiki/Affordable_Care_Act

   All new individual major medical health insurance policies sold to individuals and families faced new requirements. [18] The requirements took effect on January 1, 2014. They include: Guaranteed issue prohibits insurers from denying coverage to individuals because of preexisting conditions. [19]

5. Health insurance coverage in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_coverage...

   In 2008, an estimated 5 million of those without health insurance were considered "uninsurable" because of pre-existing conditions. [43] Proponents of medical underwriting argue that it ensures that individual health insurance premiums are kept as low as possible. [44]

6. Pros and Cons of Health Insurance: Is It Worth the Cost? - AOL

   www.aol.com/finance/pros-cons-health-insurance...

   The catch-22 associated with health insurance — even with subsidies — is that the low-cost plans that most people can afford come with outrageously high deductibles, leaving the policyholder ...

7. Health insurance premiums in America could rise to ‘highest ...

   www.aol.com/finance/health-insurance-premiums...

   Going without health insurance could leave you on the hook for catastrophically large bills. ... an increase in major medical claims and the adoption of GLP-1 drugs used to treat conditions like ...