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2. Guide to first-time homebuyer grants - AOL

   www.aol.com/finance/first-time-homebuyer-grants...

   Wells Fargo grant programs. Wells Fargo offers two types of assistance grants: down payment help through the Homebuyer Access grant and the Dream. Plan. ... you’ll need to get your mortgage from ...

3. From grants to low-interest loans, this state-by-state guide ...

   www.aol.com/finance/grants-low-interest-loans...

   DPA when you use a mortgage program through the Washington State Housing Finance Commission and also have a credit score of at least 620. Wells Fargo Homebuyer Access.

4. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/first-time-homebuyer-guide-mortgage...

   Texas: The My First Texas Home program is a low-interest 30-year loan with up to 5% interest-free down payment assistance. The program allows borrowers to work through this program to obtain an ...

5. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   These programs work by offering a guarantee on the mortgage payments of certain conforming loans. These loans are then securitized and issued at a slightly lower interest rate to investors, and are known as mortgage-backed securities (MBS). After securitization these are sometimes called "agency paper" or "agency bonds".

6. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Lender down payment assistance programs. Some mortgage lenders offer their own down payment assistance to eligible borrowers. Bank of America, Chase and Wells Fargo, for example, offer down ...

7. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction , mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...