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Get up to speed on New Jersey’s PIP insurance requirements with Bankrate. ... New Jerseyans will be required to carry liability limits of at least: $35,000 bodily injury liability per person.
As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. ... the property damage liability limit increased from $5,000 to $25,000. For ...
Example of how minimum coverage limits are written. If you see 30/60/15 on your policy, you have the following: $30,000 in bodily injury liability per person. $60,000 in bodily injury liability ...
The limits are often expressed separated by slashes in the following form: "bodily injury per person"/"bodily injury per accident"/"property damage". For example, California requires this minimum coverage: [5] $15,000 for injury/death to one person; $30,000 for injury/death to more than one person; $5,000 for damage to property; This would be ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Bodily injury liability. This coverage helps pay the other person's medical bills when you're at fault in an accident. It can also cover their missed work time and help defend you if they take ...
Non-economic damages are "(1) wrongful death; (2) permanent and substantial physical deformity, loss of use of a limb or loss of a bodily organ system; or (3) permanent physical or mental functional injury that permanently prevents the injured person from being able to independently care for himself or herself and perform life sustaining ...