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  2. Navy Federal Credit Union app status - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Credit-Union...

    So, here's the timeline: 3:00 PM - App for card. Goes go 24 hour decision. See "Review In Process" for status on their website, get a handful of alerts that I have received another TU pull. 8:00 PM - Receive text message: "Your credit card application requires additional information. Please call Navy Federal at 1-888-842-6328". 8:05 PM - I call.

  3. Old Navy Mastercard Approved - myFICO® Forums - 6740404

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Old-Navy-Mastercard-Approved/td...

    I started to immediately say no, but asked who the issuer was instead. The cashier knew the answer right off and said Barclay's Bank. I didn't know Barclay's issued the Old Navy card. I went ahead with it since I figured I'd get the Mastercard version. Instant approval and $5400 SL. Pulled TU with a FICO 8 score of 698. APPROVED! Message 1 of 15.

  4. Old Navy offered me card, then 7-10 message - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Old-Navy-offered-me-card...

    Re: Old Navy offered me card, then 7-10 message. I didn't know Syncb did preapprovals or SCT. I thought it was only Comenity. Maybe this is normal for them. Call and ask. Keep us updated. GL. FICO 09 TU= 787 (Aug) EQ= 774 (Aug) EX= 801 (Aug) Favorites: Citi DC, AMEX Gold and U.S. Bank Cash+. Message 4 of 5.

  5. Old Navy approval but have a question - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Old-Navy-approval-but-have-a-question/td...

    Re: Old Navy approval but have a question. They won't give you a CLI now. Their starting CLs are pretty much in stone. But they do grow quickly. Last March, I got ON $200 CL. I've gotten CLIs every 4 mos based on what I learned here. On my 1 yr anniv, they offered me an upgrade to the ON Visa $4k CL.

  6. Old Navy SCT pre-approval - myFICO® Forums - 4751109

    ficoforums.myfico.com/t5/Credit-Cards/Old-Navy-SCT-pre-approval/td-p/4751109

    Re: Old Navy SCT pre-approval. It just tells me about the 15% off a first time purchase and the free shipping. I'll act like I'm going to accept it and see what happens. I was just online shopping with ON on my phone, which I've done many times over the years. I just happened to notice that there was a - 4751109.

  7. Navy fed - First time applying 24-48hr message - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-fed-First-time-applying...

    Re: Navy fed - First time applying 24-48hr message. I've been a member of Navy Fed for 2 years. The only time I've seen the 24-48 hrs wait was when I requested a CLI for one of my cards which was eventually granted. Perhaps, it's because your membership is new and they need to review your file further. From my experience, I opted for the ...

  8. What Cards to Get Post Chapter 7? - myFICO® Forums - 6779899

    ficoforums.myfico.com/t5/Bankruptcy/What-Cards-to-Get-Post-Chapter-7/td-p/6779899

    Mission Lane Credit Card - $2,000. Ally Credit Card - $1,000 . And did a 6 month Secured Loan to boost FICO. Applied for CC with Navy Fed Denied and with my local CU denied. Basically, anywhere I apply I'm getting rejected even with the 700 FICO (CK shows 720 but that can't ever be trusted) right now (except Credit One but they're trash with an ...

  9. NAVY FEDERAL CREDIT UNION CASH REWARDS CARD $20,000

    ficoforums.myfico.com/t5/Credit-Card-Approvals/NAVY-FEDERAL-CREDIT-UNION-CASH...

    I had zero credit and 3 baddies equaling over $12,000. I disputed everything and started with a MJC account. When it posted my score jumped and I removed 2 items. 1 returned & later fell off. After a month I was approved for Capital 1 with $300. And in 5 months it jumped to $500 then in 3 more months got CLI to $750.

  10. Navy Federal to charge daily interest Oct 1, 2024

    ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-to-charge-daily-interest...

    Some customers of NFCU that have cash rewards cards are getting notices that effective Oct 1, 2024 NFCU will begin charging daily interest on all purchases. No more grace period to avoid interest charges. Not sure if it's only for this card or for certain customers but I have seen the notification. US Bank Altitude Reserve, Delta Gold Am Ex ...

  11. Should I open minor membership for my child at Navy Federal?

    ficoforums.myfico.com/t5/Personal-Finance/Should-I-open-minor-membership-for...

    A ten year old can't work out 7.2% interest or 3.6%. But 1% each month was easy, just moving the decimal place over by two places. Having a real bank account (e.g. with Navy) is a nice step forward no matter whether your kid ever sees it, just so that he gets into some bank's system and has a history with them.