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  2. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  3. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last your entire life (typically up to a ...

  4. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    Although the actual cash value may be different from the death benefit, in practice the policy is identified by its original face value/death benefit. The advantages of whole life insurance are its guaranteed death benefits; guaranteed cash values; fixed, predictable premiums; and mortality and expense charges that do not reduce the policy's ...

  5. Annuities vs. life insurance: What’s the difference? - AOL

    www.aol.com/finance/annuities-vs-life-insurance...

    Surrender period: Some annuities may ... guaranteed life insurance and final expense insurance. The cash value account can be an attractive feature of a permanent life policy, allowing the holder ...

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value. The three basic types of permanent insurance are whole life, universal life, and endowment.

  7. Universal Life Insurance: How Does It Compare to Other Policies?

    www.aol.com/lifestyle/universal-life-insurance...

    Guaranteed minimum interest rate: Although the interest rates on the cash value account are variable, the account will always earn at least the guaranteed minimum interest rate. seb_ra/iStock

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