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  2. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    Generally, the required credit score for a personal loan is at least 580. To qualify for a lender’s lowest interest rate, borrowers typically need a score of at least 800 and a high income.

  3. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    For example, if you have two credit cards with a total credit limit of $10,000 taking out a personal loan and consolidating $5,000 of the credit card debt will increase the total amount of credit ...

  4. When to use a personal loan to pay off credit card debt - AOL

    www.aol.com/finance/personal-loan-pay-off-credit...

    If you can secure a personal loan for your total of $12,000 in credit card debt with an APR of 10 percent, you will be able to contribute your $200 each month and start paying off more than your ...

  5. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

  6. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  7. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    A score of 800 or higher puts in the excellent-credit personal loan rate category, while a score of 580 or below is typically categorized as bad. It’s more difficult to get approved for a loan ...

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