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  2. What happens when you can’t repay a payday loan? - AOL

    www.aol.com/finance/happens-t-repay-payday-loan...

    When you can’t repay a payday loan, several things are likely to happen as a result.

  3. Student Loan Dispute Letter Samples You Can Use to Protect ...

    www.aol.com/student-loan-dispute-letter-samples...

    A student loan dispute letter from the CFPB and FTC can get you the help you need. Customize these templates and then send them out to request information, make changes to your account or enforce ...

  4. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    [1] [2] In developing countries, these services often take the form of microfinance. [3] In developed countries, the services may be similar to those provided by banks and include payday loans , rent-to-own agreements , pawnshops , refund anticipation loans , some subprime mortgage loans and car title loans , and non-bank check cashing, money ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled. Unsecured debts include medical bills and credit card debt; but not public student loans, auto financing or mortgages. For the debtor, the ...

  6. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  7. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

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