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FR-44 insurance, also known as an FR44, is a certificate of financial responsibility. ... your insurance company will file the FR-44 electronically on your behalf, often with a small fee attached ...
The Insurance Regulatory Information System (IRIS) is a database of insurance companies in the United States run by the National Association of Insurance Commissioners. IRIS is designed to provide information about insurers' financial solvency .
An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .
ISO was formed in 1971 as an advisory and rating organization for the property/casualty insurance industry to provide statistical and actuarial services, to develop insurance programs, and to assist insurance companies in meeting state regulatory requirements. [4] It became a wholly owned subsidiary of Verisk Analytics in October 2009. [5]
Like credit scores, insurance scores improve as they increase. According to LexisNexis, a risk-focused data analytics company, insurance scores range from 200 to 997 in its scoring metric. Scores ...
The current minimum amount of auto insurance required in Virginia is $25,000 in liability coverage per person, $50,000 per accident and $20,0000 in property damage.
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