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Whether annuities are “safe” depends heavily on the type of annuity you’re considering, your own personal risk tolerance and the financial health of the insurance company issuing the contract.
Indexed annuity: An indexed annuity works by paying a rate of interest based on a particular market index. They allow you to benefit when the financial markets perform well which, though more ...
Like any source of retirement income, annuities have their pros and cons. Understanding these can help you make an informed decision about whether an annuity is right for you. Advantages of ...
An annuity is an especially good option for those who are approaching retirement age, are expected to live a long time, and have a decent nest egg saved up. It might not be a great fit if you don ...
Annuities are only as safe and conservative as the company issuing them, says Weisman. Always research the strength of the company and its rating with the major rating services like A.M.Best Co ...
A senior couple meeting with their financial advisor to review an annuity policy. Unfortunately, annuities are not free from pitfalls . Here are eight ways this investment can ruin your nest egg:
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