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  2. Interest Rates Are Falling. Are Your Credit Card Rewards Safe?

    www.aol.com/interest-rates-falling-credit-card...

    And even if they do lower rates, credit cards will still have high interest rates overall. The current average is 22.76% on credit cards that are assessed interest, according to Federal Reserve data.

  3. 5 tips to stop wasting your money on credit card interest - AOL

    www.aol.com/finance/5-tips-stop-wasting-money...

    4. Call your issuer and request a lower interest rate. While it won’t eliminate interest entirely, you might find that calling your credit card issuer can result in a lower interest rate ...

  4. Credit card interest rate forecast for 2025: Rates will only ...

    www.aol.com/finance/credit-card-interest-rate...

    The Fed cut its benchmark short-term interest rate, the federal funds rate, by a full point in 2024 and the average credit card rate has only dropped from 20.74 percent at the start of 2024 to 20. ...

  5. A bill would cap credit card rates at 10%, echoing a Trump ...

    www.aol.com/bill-cap-credit-card-rates-220028022...

    Amid surging credit card interest rates and rising delinquencies, a bill with bipartisan support would cap rates at 10%, about half the current average, for five years. The legislation would ...

  6. Should I close my credit card if I have a high interest rate?

    www.aol.com/finance/close-credit-card-high...

    Knowing how to lower credit card interest rates — by switching cards, raising your credit score or contacting your credit card issuer — is an important financial skill.

  7. Want a better credit card interest rate? Try smaller ... - AOL

    www.aol.com/finance/want-better-credit-card...

    With average credit card interest rates at an all-time high, snagging a lower rate could help reduce the interest you pay and enable you to get out of debt more quickly.

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