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This is because comprehensive auto insurance coverage is generally seen as supplemental auto insurance, meaning it fills the gaps left behind by liability and collision.
Collision and comprehensive coverage are optional, but if you finance or lease your vehicle, you may be required to carry them. Depending on the carrier, other optional coverage types may include ...
Collision, on the other hand, is an optional type of insurance that helps pay for the damage to your car following a collision. It’s part of a full coverage insurance policy and may be required ...
Full coverage is the term commonly used to refer to the combination of comprehensive and collision coverages (liability is generally also implied.) The term full coverage is actually a misnomer because, even within traditional "full coverage" insurance, there are many different types of coverage, and many optional amounts of each.
Some drivers opt to buy the insurance as a means of protection against costly breakdowns unrelated to a crash. In contrast to more standard and basic coverages such as comprehensive and collision insurance, auto repair insurance does not cover a vehicle when it is damaged in a collision, during a natural disaster or at the hands of vandals.
Comprehensive coverage (COMP or OTC): Comprehensive covers your vehicle for things that are typically outside of your control, commonly called other than collision. Some examples include hitting ...
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