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A credit limit is the maximum amount of credit that a financial institution or other lender extends to a debtor on a particular credit card or line of credit. Lenders generally set limits based on specific information about credit-seeking applicants, including income and employment status.
Once aggregate limits are met, the student is ineligible for additional Stafford loans until they pay back a portion of the borrowed funds. A student who has paid back some of these amounts regains eligibility up to the aggregate limits as before. Graduate students have a lifetime aggregate loan limit of $138,500.
While waiting for approval, one should find local newspapers/media outlets that are willing to publish 1-2 reviews on a weekly basis. Once approved, a $300 annual application fee must be paid to Cappies, plus a $5–10 per-critic fee that is assessed in November based on critic training sessions and enrollments in the online information services.