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Having a clean credit report can help you reach your financial goals, whether that’s qualifying for a premium credit card or getting approved for a car loan. Take steps to fix the errors on your ...
DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.
Credit bureaus discourage the practice, and there are other ways to clean up your report. Debts in collections typically stay on your credit report for seven years and can harm your score for as ...
Revolving credit card debt is the biggest thing that can affect a credit report either positively or negatively; your credit utilization (how much credit you're using relative to how much you have ...
If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...
If a closed account is hurting your credit score, you have a few options for trying to remove this old debt from your credit report. However, removal isn’t guaranteed unless the account contains ...
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