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  2. Car prices and interest rates down, but monthly ... - AOL

    www.aol.com/car-prices-interest-rates-down...

    The average annual percentage rate on a new car loan in 2019 was 5.1%. Today it’s 6.4%, Jominy said. ... In December 2024, the average age of vehicles traded in for a new car was 5.7 years old ...

  3. Should You Wait To Buy a Car Until Interest Rates Fall? - AOL

    www.aol.com/finance/wait-buy-car-until-interest...

    When buying a car, one rule of thumb is the 20/4/10 guideline, which suggests putting 20% down on a 4-year car loan, with monthly payments that do not exceed 10% of your monthly income.

  4. Lower car prices bring better deals, but high interest rates ...

    www.aol.com/lower-car-prices-bring-better...

    Consumers that delayed buying a car between 2020 and 2023 are in a much better spot to buy in 2024, experts say, as sticker prices drop due to recovering inventory levels. High interest rates on ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.

  6. VyStar Credit Union - Wikipedia

    en.wikipedia.org/wiki/VyStar_Credit_Union

    VyStar Credit Union is a member-owned financial cooperative that is headquartered in Jacksonville, Florida. It offers a comprehensive selection of products, including deposit and loan services for consumers and businesses, as well as investments, insurance, retirement planning and financial counseling.

  7. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according ...