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Flood insurance usually excludes damage from plumbing, but the other coverage types included in your homeowners insurance policy generally cover the costs of repairs or replacements resulting from ...
Generally, a homeowners insurance policy does not cover mold damage — it is expressly excluded from policies since regular household maintenance will prevent most mold from occurring. However ...
Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...
Homeowners insurance doesn't cover maintenance issues like clogged pipes. That means if you clog your drains or pipes by pouring fat down them or overstuff your garbage disposal, you'll have to ...
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