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  2. What is an HOA insurance policy?

    www.aol.com/finance/hoa-insurance-policy...

    A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

  3. Homeowner association - Wikipedia

    en.wikipedia.org/wiki/Homeowner_association

    A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents. [1]

  4. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    Learn more: HO-3 insurance. HO–4. An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

  6. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...

  7. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    Since insurance policies are standard forms, they feature boilerplate language which is similar across a wide variety of different types of insurance policies. [1] The insurance policy is generally an integrated contract, meaning that it includes all forms associated with the agreement between the insured and insurer. [2]: 10 In some cases ...

  8. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    A homeowners insurance declarations page is a snapshot of the home insurance policy that includes vital information about the insurance company and policy. By reviewing your declarations page, you ...

  9. HO-3 vs HO-5 insurance - AOL

    www.aol.com/finance/ho-3-vs-ho-5-202307267.html

    To understand the difference between HO-3 vs. HO-5 home insurance, you have to know a bit about how insurance works. Home insurance policies provide coverage for insurance perils, or types of ...