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2. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

3. Homeowner association - Wikipedia

   en.wikipedia.org/wiki/Homeowner_association

   A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.

4. HOA fees and assessments on the rise as home-insurance ... - AOL

   www.aol.com/finance/hoa-fees-assessments-rise...

   Your HOA fees help cover those nice-to-have features, but they also cover an essential must-have: a “master” insurance policy for the property. While individual owners will have a separate ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

6. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Learn more: HO-3 insurance. HO–4. An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like ...

7. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]

8. HO-2 homeowners insurance policies

   www.aol.com/finance/ho-2-insurance-194603218.html

   An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire ...

9. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...