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  2. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The response displayed by a CAP reader essentially consists of the various parts of the card's response (Application Transaction Counter, MAC, etc.) which is then reduced to specific bits as determined by the Issuer Authentication Indicator (IAI) record stored in the card (this is set on a per-issuer basis, although should an issuer desire, it ...

  3. ISO 9362 - Wikipedia

    en.wikipedia.org/wiki/ISO_9362

    The 2009 update of ISO 9362 broadened the scope to include non-financial institutions; before then BIC was commonly understood to be an acronym for Bank Identifier Code. There are over 7,500 "live" codes (for partners actively connected to the SWIFT network) and an estimated 10,000 additional BIC codes which can be used for manual transactions.

  4. Square (financial services) - Wikipedia

    en.wikipedia.org/wiki/Square_(financial_services)

    It accepts credit card payments by connecting to a mobile device's audio jack. The original version consisted of a read head directly wired to a 3.5 mm audio jack, through which unencrypted, analog card information was fed to smartphones for amplification and digitization. [52] Square Reader also supports Apple Lightning on post-2018 products.

  5. How to make payments with your phone - AOL

    www.aol.com/finance/payments-phone-164336000.html

    Phone payment apps use the same security technology as contactless credit cards (the kind you tap instead of swipe), and pay-with-phone transactions use dynamic data and tokenization to mask your ...

  6. Zettle - Wikipedia

    en.wikipedia.org/wiki/Zettle

    Zettle reader. Zettle by PayPal (previously known as iZettle [1]) is a Swedish financial technology company founded by Jacob de Geer and Magnus Nilsson in April 2010. Launching its first app and service in 2011, [3] the company offers a range of financial products including payments, point of sales, funding and partners applications.

  7. Payment terminal - Wikipedia

    en.wikipedia.org/wiki/Payment_terminal

    PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.

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