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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Most CDs compound interest daily or monthly. For short-term CDs of under 12 months, the APY is often very close to the stated interest rate because the effect of compounding is negligible over ...

3. How To Calculate CD Interest - AOL

   www.aol.com/calculate-cd-interest-175101582.html

   APR vs APY. When you compare CD interest rates, make sure you’re comparing apples to apples. ... you could buy three $5,000 CDs with different maturity dates ranging from monthly to yearly. When ...

4. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   For CDs with terms ranging from 90 days to 12 months, an amount equal to 90 days’ worth of interest on the amount withdrawn. For CDs with terms from 12 months to 60 months, an amount equal to ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   Step-up callable CDs are a form of CD where the interest rate increases multiple times prior to maturity of the CD. Typically, the beginning interest rate is higher than what is available on shorter-maturity CDs. These CDs are often issued with maturities up to 15 years, with a step-up in interest happening at year 5 and year 10. [4]

6. What to do when your CD matures: Taking advantage of your ...

   www.aol.com/finance/what-to-do-when-cd-matures...

   You can also use your CD funds to pay off debt. “I once advised a client to cash out their matured CD to pay off high-interest credit card debt,” says Antwyne DeLonde, founder of VisionX ...

7. What is a CD (certificate of deposit)? - AOL

   www.aol.com/finance/cd-certificate-deposit...

   A CD ladder is a strategy in which you purchase multiple CDs with different maturity dates. Laddering CDs can reduce risk and allow an investor to have access to cash at regular intervals while ...