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The letter of explanation addresses red flags that might derail your approval: why you were unemployed for a period of time or why there’s an unpaid balance on your credit report. Not every ...
Hiring and firing credit analysts, accounts receivable and collections personnel. Enforcing the "stop list" of supply of goods and services to customers. Removing bad debts from the ledger (Bad Debt Write-Offs). Setting credit limits. Setting credit terms beyond those within credit analysts' authority. Setting credit rating criteria.
The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card. In the distribution industry, a chargeback occurs when the supplier sells a product at a higher price to the distributor than the price they have set with the ...
Unfair business practices (also Unfair Commercial Practices) describes a set of practices by businesses which are considered unfair, and which may be unlawful. It includes practices which are covered by other areas of law, such as fraud , misrepresentation , and oppressive or unconscionable contract terms.
The Federal Trade Commission has announced it will issue refunds to nearly 630,000 Fortnite players after ruling that the maker of the popular video game, Epic Games, duped people “into making ...
U.S. consumers who were “tricked” into purchases they didn't want from Fortnite maker Epic Games are now starting to receive refund checks, the Federal Trade Commission said this week. Back in ...
An internal evaluation is made considering the risk of Bad or Doubtful Debts against the profit or returns. After Credit Controller, Risk Manager and Finance Director is satisfied credit is extended. An account is opened with the credit setting set for the agreed terms: Cap of credit the customer will enjoy and the terms or duration which they ...
A major meltdown in customer service for Apple Card customers has led to $70 million in civil penalties after a crackdown by regulators. Millions of dollars must be sent to harmed credit card ...