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  2. Priority sector lending - Wikipedia

    en.wikipedia.org/wiki/Priority_sector_lending

    Priority sector lending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by the Reserve Bank of India to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro- and small enterprises, education, housing for the poor, and other low-income ...

  3. Civil Services Examination - Wikipedia

    en.wikipedia.org/wiki/Civil_Services_Examination

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Civil services examination in India This article is about the examination in India. For civil service examinations in general, see civil service entrance examination. This article may need to be rewritten to comply with Wikipedia's quality standards. You can help. The talk page may ...

  4. Ministry of Micro, Small and Medium Enterprises - Wikipedia

    en.wikipedia.org/wiki/Ministry_of_Micro,_Small...

    The now-defunct Ministry of Agro and Rural Industries had the objectives of facilitating coordinated and focused policy formulation and effective implementation of programmes, projects, schemes, etc., for improving supply chain management, enhancing skills, upgrading technology, expanding markets and capacity building of entrepreneurs/artisans and their groups/collectives.

  5. Small Industries Development Bank of India - Wikipedia

    en.wikipedia.org/wiki/Small_Industries...

    Small Industries Development Bank of India (SIDBI) is the apex regulatory body for overall licensing and regulation of micro, small and medium enterprise finance companies in India. It is under the jurisdiction of Ministry of Finance , Government of India headquartered at Lucknow and having its offices all over the country.

  6. Microfinance - Wikipedia

    en.wikipedia.org/wiki/Microfinance

    Rather, the main reason for the high cost of microfinance loans is the high transaction cost of traditional microfinance operations relative to loan size. [ 22 ] Microfinance practitioners have long argued that such high interest rates are simply unavoidable, because the cost of making each loan cannot be reduced below a certain level while ...

  7. Micro Units Development and Refinance Agency Bank - Wikipedia

    en.wikipedia.org/wiki/Micro_Units_Development...

    Shishu (शिशु): Allowed loans up to ₹ 50,000 (US$580) Kishor (किशोर): Allowed loans up to ₹ 5 lakh (US$5,800) Tarun (तरुण): Allowed loans up to ₹ 20 lakh (US$23,000) Government has decided to provide an additional fund of ₹ 1 trillion (US$12 billion) to the market and will be allocated as 40% to Shishu; 35% to ...

  8. SME finance - Wikipedia

    en.wikipedia.org/wiki/SME_finance

    SME finance is the funding of small and medium-sized enterprises, and represents a major function of the general business finance market in which capital for different types of firms are supplied, acquired, and costed or priced.

  9. SME Rating Agency of India - Wikipedia

    en.wikipedia.org/wiki/SME_Rating_Agency_of_India

    SMERA, widely known as ‘The SME Rating Agency’, is a credit rating agency in India that provides credit ratings primarily of small and medium-sized enterprises. Initially an initiative of the Ministry of Finance, Govt. of India and the Reserve Bank of India, SMERA is now a subsidiary of Acuité Ratings & Research Limited.