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Fees: Venmo is secure and is free to send money using a balance within the Venmo app, linked bank account, debit card or prepaid card. You’ll pay a 3% fee when you use a credit card to send money.
Over 70 million people use Venmo to send and receive money from friends and family. You can split bills and invite Venmo users to chip in, send or receive money and pay a growing number of businesses.
Payment App. Pros. Cons. Apple Pay. Apple Pay is accepted by more than 85% of retailers in the U.S., going beyond sending payments to friends and family.
Venmo is an American mobile payment service founded in 2009 and owned by PayPal since 2013. Venmo is aimed at users who wish to split their bills. Account holders can transfer funds to others via a mobile phone app; both the sender and receiver must live in the United States.
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Both are peer-to-peer payment apps that let you send money fast and for free by looking up your friend’s email address or mobile phone number, entering an amount and hitting send.