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TaxSlayer LLC (formerly known as TaxSlayer.com) is a privately held tax preparation and tax software company based in Augusta, Georgia. The company offers online tax preparation technology for American consumers and tax professionals, allowing them to electronically file state and/or federal returns.
More housing options: Landlords may check your credit to gauge how likely you are to pay your rent on time. Bad credit could limit your access to housing. How to clean up a credit report fast.
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Check your credit score and credit reports Ensuring financial health begins with knowing where you stand. Checking your credit report and credit score is a crucial first step toward this goal.
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.
While freezing your credit is an easy process, it takes some time -- especially the first time you do it. That's because you must freeze your credit with each of the three credit bureaus individually.
In 2006, to try to win business away from FICO, the three major credit-reporting agencies introduced VantageScore credit score, which differs from FICO in several ways. [35] According to court documents filed in the FICO v. VantageScore federal lawsuit, [36] the VantageScore market share was less than 6% in 2006.
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