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  2. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  3. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

  4. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.

  5. Equifax Data Breach, One Year Later: Obvious Errors and No ...

    www.aol.com/news/equifax-data-breach-one-later...

    Equifax Data Breach, One Year Later: Obvious Errors and No Real Changes, New Report Says. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

  6. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for ...

  7. I’ve been scammed — will my bank refund the money? - AOL

    www.aol.com/finance/do-banks-refund-scammed...

    Whether your bank refunds money lost in a scam depends on several factors: the type of scam, how you sent the funds, the bank’s policies and if you authorized the transaction. Learn more in our ...

  8. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Prior to the formation of the Fair, Isaac and Company or the Fair Credit Reporting Act of 1970), early credit scoring systems such as the Retail Credit Company (now Equifax) in Atlanta, Georgia gathered information on individuals' sexual lives, disabilities, their political ideologies, and social behaviors. [19]

  9. Elon Musk got access to America's payment systems: is your ...

    www.aol.com/finance/elon-musk-just-got-access...

    Lock in juicy quarterly income through this $1B private real estate fund — even if you’re not a millionaire. ... And the system that makes sure you get the tax refund you’re owed, ...