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Dwelling coverage: This part of your homeowners insurance, often referred to as hazard insurance, provides financial protection for repairing or replacing the physical structure of your home ...
Homeowners insurance, also known as hazard insurance, protects the homeowner's investment by providing coverage for the structure, contents and liability among other coverage types.
Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...
Homeowners insurance vs. condo insurance. Buying a condo is more similar to buying a home than a co-op. ... Homeowners may have more liability risk than condo and co-op unit owners, especially if ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
The subprime mortgage crisis was the source of many liability insurance losses. Public liability insurance or general liability insurance covers a business or organization against claims should its operations injure a member of the public or damage their property in some way.