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A personal identification number (PIN; sometimes redundantly a PIN code or PIN number) is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial ...
Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no intrinsic or exploitable meaning or value. The token is a reference (i.e. identifier) that maps back to the sensitive data through a tokenization system.
A software token (a.k.a. soft token) is a type of two-factor authentication security device that may be used to authorize the use of computer services. Software tokens are stored on a general-purpose electronic device such as a desktop computer, laptop, PDA, or mobile phone and can be duplicated.
The device is also now used in branches, replacing traditional chip and pin devices in order to further prevent attempted fraud. Bank cards issued by HBOS are technically compatible with the system, though HBOS has not (yet) introduced CAP readers for use with their online banking.
Chip card interface devices come in a variety of forms. The smallest CCID form is a standard USB dongle and may contain a SIM card or Secure Digital card inside the USB dongle. [ citation needed ] Another popular interface is a USB smart card reader keyboard , which in addition to being a standard USB keyboard, has an built-in slot for ...
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
A drop-in compatible device is a device which may be swapped with another without need to make compensating alterations to the system the device was a part of. The device will have the same functions available on the same pins, and will be electrically and thermally compatible. Such devices may not be an exact match to the devices they can replace.
The exchange can be between software, computer hardware, peripheral devices, humans, and combinations of these. [1] Some computer hardware devices, such as a touchscreen, can both send and receive data through the interface, while others such as a mouse or microphone may only provide an interface to send data to a given system. [2]