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  2. How to choose the right, cheap home insurance for your budget

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    Your home’s materials: The more expensive the materials used for building a home, the higher the insurance rates may be. ZIP code: Your location plays a primary role in determining your premium ...

  3. How to get home insurance discounts - AOL

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    Discount amounts can be capped: Though some home insurance discounts are stackable, most insurance companies cap the total amount you can save on a policy. Though the amount varies by the ...

  4. States Where Homeowners Insurance Costs the Most - AOL

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    According to a new report by Insurance.com, the average homeowners insurance rate in the U.S. is $2,777 per year — or $231 monthly — for $300,000 in dwelling coverage and liability and a ...

  5. How to choose the best home insurance company - AOL

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    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  6. Types of homeowners insurance - AOL

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    What is the cheapest home insurance? Bankrate’s insurance editorial team analyzed average rate data to identify some of the cheapest home insurance companies in the nation, but the best way to ...

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