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  2. HUD-1 Settlement Statement - Wikipedia

    en.wikipedia.org/wiki/HUD-1_Settlement_Statement

    The reference to 'HUD' in the form's name refers to the Department of Housing and Urban Development. Federal regulations require that unless its use is specifically exempted, either the HUD-1 or the HUD-1A, as appropriate, must be used for all mortgage transactions that are subject to the Real Estate Settlement Procedures Act. Prior to October ...

  3. New Jersey Department of Banking and Insurance - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]

  4. Pickpocketing - Wikipedia

    en.wikipedia.org/wiki/Pickpocketing

    Pickpocketing "Dandy PickPockets Diving: Scene Near St. James Palace" (1818) by I. R. Cruikshank. Pickpocketing is a form of larceny that involves the stealing of money or other valuables from the person or a victim's pocket without them noticing the theft at the time.

  5. Bag - Wikipedia

    en.wikipedia.org/wiki/Bag

    In the 14th century, wary of pickpockets and thieves, many people used drawstring bags, in which to carry their money. These bags were attached to girdles via a long cord fastened to the waist. The Australian dillybag is a traditional Australian Aboriginal bag generally woven from plant fibres .

  6. Backpacking (hiking) - Wikipedia

    en.wikipedia.org/wiki/Backpacking_(hiking)

    A weighted carry from backpacking taxes muscles. [4] A weighted load stresses the shoulders, delts, back, abs, obliques, hips, quads, hamstrings and the knees. [4] Humans can carry weight under 50 pounds (23 kg) in a safe manner, [4] and a weighted carry is as beneficial for the cardiovascular system as a light run, [4] and for exercise, a weighted carry helps avoid injuries.

  7. Local government in New Jersey - Wikipedia

    en.wikipedia.org/wiki/Local_government_in_New_Jersey

    Local government in New Jersey is composed of counties and municipalities. Local jurisdictions in New Jersey differ from those in some other states because the entire area of the state is part of a municipality; each of the 564 municipalities is in exactly one county; and each of the 21 counties has more than one municipality.

  8. Backpack - Wikipedia

    en.wikipedia.org/wiki/Backpack

    A 30 L top and bottom-loading Deuter Trans Alpine hiking backpack A 12 L front-loading Canon 200EG photography backpack. A backpack—also called knapsack, schoolbag, rucksack, pack, booksack, bookbag, haversack, packsack, or backsack—is, in its simplest frameless form, a fabric sack carried on one's back and secured with two straps that go over the shoulders; but it can have an external or ...

  9. Tumi Inc. - Wikipedia

    en.wikipedia.org/wiki/Tumi_Inc.

    A Tumi store in Rehoboth Beach, Delaware. Tumi Holdings, Inc., is a manufacturer of high-end luxury suitcases and bags for travel based in Edison, New Jersey.Founded in 1975 by Charlie Clifford after a stint in the Peace Corps in Peru, the company is named after a Peruvian tumi ceremonial knife used for sacrifices. [1]