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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   No. Is it used when you check your credit score for free? No. Yes. ... This means that if your credit inquiry is over a year old, it will no longer affect your FICO credit score.

3. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

4. 10 credit card mistakes to avoid in 2025 - AOL

   www.aol.com/finance/10-credit-card-mistakes...

   That’s because each card application can trigger a hard inquiry on your credit, which impacts your credit score. New credit makes up 10 percent of your FICO score and 5 percent of your VantageScore.

5. Don't Fall for These 5 Myths About Your Credit Score - AOL

   www.aol.com/finance/dont-fall-5-myths-credit...

   If you're checking your own score (now that you know that doing so has no impact on it!), getting your FICO® Score in particular is a good move, as it's the score used by 90% of lenders.

6. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

7. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   With FICO 9, third-party collections no longer hurt your credit score once those debts are paid off. FICO 9 treats medical collections differently than other types of debt.