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Here's the deal: your standard homeowners insurance policy doesn't cover everything. Yes, if your roof caves in during a snowstorm or a rogue tree branch smashes through your window, it will step in.
Homeowners insurance typically does not cover expenses related to identity theft, but many carriers offer identity theft coverage as a home insurance endorsement. Some insurers automatically ...
Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...
Learn more: Affordable home insurance companies. Purchasing a home insurance policy. Once you have chosen the company you feel is best for you, your family and your home, you can purchase your ...
Vacant home insurance: Standard policies do not typically provide coverage for vacant homes, so if you’re living elsewhere during renovations, you may need this endorsement.
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
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